Your Medicare Choices.

The more you know, the more likely you are to get the plan that’s right for you. Things to know before choosing a plan. Let’s start with Medicare Basics

Original Medicare is provided by the federal government and covers some of the costs of hospital stays (Part A) and doctor visits (Part B) but doesn’t cover everything. It does not include prescription drug coverage (Part D). Although you are not required to enroll in Part D, there is a penalty of 1% of the average monthly premium for each month you delay enrollment.

STEP 1: Enroll in Original Medicare.

After you enroll in Original Medicare (Parts A and B), there are two ways to get additional coverage.

STEP 2: Decide if you need additional coverage. You have two ways to get it.